Occupational Accident Insurance

Accidents are rare (we hope they never happen), but we think it’s important to be prepared. All drivers are required to have insurance that provides personal injury protection while driving on the Veho platform.

Description of policy

Veho has partnered with Arthur J Gallagher and have facilitated an Occupational

Accident program with Certain Underwriters of Lloyds of London to provide an option to

all drivers, which provides personal injury protection. Below are several details about

this option:

  • Coverage costs 1.85 cents per mile based on the expected distance driven on a route
  • Insurance costs will be deduced directly from pay, with no extra action required from you
  • All relevant deductions will be itemized on payment statements
  • See below for a full list of benefits

Benefits

Enrollment

What’s a Rich Text element?

All new drivers are automatically enrolled in this insurance policy.

There is an Accidental Death and Dismemberment Benefit associated with this coverage. You are responsible for designating a beneficiary, by contacting the United State Fire Insurance Company directly at the below address. For your convenience, you have the option of completing and sending this Beneficiary Designation form.

There is an Accidental Death Benefit associated with this coverage. You are responsible for designating a beneficiary. Please complete the Enrollment Form and email directly to Arthur J. Gallagher via kc_trans_admin@ajg.com.

United State Fire Insurance Company

Administrative Office

5 Christopher Way, 3rd Floor, Eatontown, NJ 07724

Opt-Out

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If allowed by state law, you may be eligible to opt-out of compensation requirements. To do this, please follow the below process:

  • Complete a Statement Affirming Exemption.
  • Obtain a copy of your alternative compensation/occupational accident insurance policy, or exemption certificate.
  • Submit documents from steps 1 and 2 above to Veho in electronic form by emailing support@shipveho.com.
  • Our support team will work with you to validate your exemption and update our pay deduction process accordingly.
  1. Complete a Statement Affirming Exemption.
  2. Obtain a copy of your alternative compensation/occupational accident insurance policy, or exemption certificate.
  3. Submit documents from steps 1 and 2 above to Veho in electronic form by emailing support@shipveho.com.
  4. Our support team will work with you to validate your exemption and update our pay deduction process accordingly.
Submitting a Claim

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Claims are administered by Gallagher Bassett Services, Inc. To submit a claim, please

contact Gallagher Bassett at 800-821-5401.

Gallagher Bassett will assist with all aspects of your claim. In order to expedite your

claim process please be prepared to provide the Policy Details listed below.

In addition to the Policy Details please be prepared to provide below accident

information:

  •  Date/Time of accident
  •  Location of accident
  •  Any related documentation associated with the accident

Policy Details

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Policy Number: NAGN04660024-66

Certificate Effective Date: 06/01/2025

Anniversary Date: 06/01/2026

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

Accidental Death and Dismemberment:

  • $250,000 Maximum Benefit
  • $50,000 Payable Lump Sum
  • $2,000 per month, up to 100 months: Survivor benefit
  • Dismemberment: Up to $250,000 Maximum Benefit

Accident Medical Expense:

Accident Medical Expense:

  • $1,000,000 Per Person/Accident
  • $0 Per Accident Deductible
  • 90 Day Commencement Period
  • 104 Week Payment Period

Disability:

Disability:

  • 70% of Average Weekly Earnings up to a $500 Weekly Maximum, $125
  • Minimum benefit
  • 7 Day Waiting Period
  • Temporary Disability: Up 104 Weeks. Medical care must begin within 90 of covered accident
  • Permanent Disability: Up to the Maximum Disability Benefit.

Combined Single Limit Policy:

  • $1,000,000 Per Person

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