Occupational Accident Insurance

Accidents are rare (we hope they never happen), but we think it’s important to be prepared. All drivers are required to have insurance that provides personal injury protection while driving on the Veho platform.

Description of policy

Veho has partnered with Crum & Forester to provide an Occupational Accident Insurance option to all drivers, which provides personal injury protection. Below are several details about this option:

  • Coverage costs 2.1 cents per mile based on the expected distance driven on a route
  • Insurance costs will be deduced directly from pay, with no extra action required from you
  • All relevant deductions will be itemized on payment statements
  • See below for a full list of benefits

Benefits

Enrollment

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All new drivers are automatically enrolled in this insurance policy.

There is an Accidental Death and Dismemberment Benefit associated with this coverage. You are responsible for designating a beneficiary, by contacting the United State Fire Insurance Company directly at the below address. For your convenience, you have the option of completing and sending this Beneficiary Designation form.

United State Fire Insurance Company

Administrative Office

5 Christopher Way, 3rd Floor, Eatontown, NJ 07724

Opt-Out

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If allowed by state law, you may be eligible to opt-out of compensation requirements. To do this, please follow the below process:

  • Complete a Statement Affirming Exemption.
  • Obtain a copy of your alternative compensation/occupational accident insurance policy, or exemption certificate.
  • Submit documents from steps 1 and 2 above to Veho in electronic form by emailing [email protected].
  • Our support team will work with you to validate your exemption and update our pay deduction process accordingly.
  1. Complete a Statement Affirming Exemption.
  2. Obtain a copy of your alternative compensation/occupational accident insurance policy, or exemption certificate.
  3. Submit documents from steps 1 and 2 above to Veho in electronic form by emailing [email protected].
  4. Our support team will work with you to validate your exemption and update our pay deduction process accordingly.
Submitting a Claim

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Claims are administered by Blue Star Claims LLC. To submit a claim, please contact Blue Star Claims directly by following the instructions in this document.

Blue Star Claims will provide all information about how to file a claim. You will be asked to complete the Claimant Form as part of this process, which you may fill out proactively to expedite your claim.

Policy Details

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Policy Number: US1846795

Certificate Effective Date: 03/01/2023

Anniversary Date: 06/01/2024

Accidental Death:

  • $250,000 Maximum Benefit
  • 365 Day Commencement Period
  • $50,000 Payable Lump Sum
  • Remainder of the Principal Sum will be paid in equal installments over 48 months

Accidental Dismemberment:

  • $250,000 Maximum Benefit
  • 365 Day Commencement Period

Accident Medical Expense:

  • $1,000,000 Per Person/Accident
  • $0 Per Accident Deductible
  • 90 Day Commencement Period
  • 104 Week Payment Period

Pre-Existing Conditions:

  • No Exclusion or Sub-Limit

Temporary Total Disability:

  • 70% of Average Weekly Earnings up to a $400 Maximum Weekly Benefit minus Other Income Benefits
  • 7 Day Waiting Period (non-retroactive)
  • 104 Week Payment Period

Continuous Total Disability:

  • 70% of Average Weekly Earnings up to a $1,720 Monthly Benefit Maximum minus Other income Benefits
  • 104 Week waiting Period
  • Maximum Payment Period is to Age 70 and subject to Social Security Disability Award and other offset

Combined Single Limit:

  • $1,000,000 Per Person

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